Trucking Insurance in Idaho Falls and Island Park, ID
Federal law requires motor carriers and owner-operators to purchase public liability insurance for their DOT-regulated commercial motor vehicles. However, regardless of DOT regulations, most states require all tractor trailers to have commercial auto coverage, even for leased units. Your options for commercial truck depend on the needs of your trucking business, the truck driver and the type of goods you haul.
As a locally owned and independent agency, The Falls Insurance Center understands your individual needs as a customer. We’ll work hand in hand with you to customize your farm & agriculture insurance benefits to your advantage.
We proudly serve Idaho Falls, Island Park, and the surrounding communities, and if in search of trucking insurance solutions, you can trust us to keep your best interests at heart. Contact us today and you’ll be on your way to insurance solutions in no time.
What Does Trucking Insurance Cover?
There are a handful of different commercial auto insurance policies that may be beneficial to you as a trucking enterprise. Consider the following information and contact The Falls Insurance Center for more information.
Liability Insurance
All owner-operators and trucking companies must carry commercial auto insurance with adequate liability coverage. The liability insurance portion of a trucking insurance policy helps pay for third-party injuries and property damage caused by the truck driver. With a commercial liability policy, there are two types of liability coverage:
- Bodily injury liability insurance helps cover medical bills if other people involved in the accident are injured and the tractor trailer driver is at fault.
- Property damage liability insurance helps pay to repair or replace someone else’s property after an accident caused by a commercial truck driver.
Comprehensive Insurance
This coverage may help pay for damages to the tractor trailer unrelated to an accident, such as weather damage, fire or vandalism.
Collision Insurance
This policy may help repair or replace the tractor trailer after an accident.
Medical Payments Insurance
This coverage may help cover medical bills up to a specific dollar limit if a passenger or the tractor trailer driver is injured in an accident. It could also cover lost income.
Uninsured/Underinsured Motorist Insurance
This policy may help pay to repair or replace a tractor trailer after an accident caused by an uninsured or underinsured third party.
How to Get Trucking Insurance
As an independent insurance agent, The Falls Insurance Center can help you determine which types and amounts of insurance may best serve your trucking business. We can help you choose from several commercial truck insurance providers. Contact us today to get started.
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